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The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) requires that state-licensed loan originators pass a qualified written test developed by the Nationwide Mortgage Licensing System and Registry (NMLS) and administered by an approved test provider.

The test is designed to assess your knowledge and comprehension in appropriate areas including:

  • State law and regulation pertaining to mortgage origination;
  • Federal law and regulation pertaining to mortgage origination;
  • Federal and State law and regulation, including instruction on fraud, consumer protection, the nontraditional mortgage marketplace, and fair lending issues;
  • Professional ethics.

This practice NMLS test preparation web site is delivered to you FREE as a tool to help you succeed in passing the required SAFE ACT mandated testing by and your state mortgage brokers, bankers or professionals association.

To use this web site:

  • Simply create a new login ID and begin testing.
  • Your results will be displayed at the end of the test.
  • Test yourself as many times as you would like to, we will be updating test questions regularly.
  • Check back for additional states' sample test preparation questions and answers as we roll them out.
  • Our instructor wrote the MD state NMLS test and assisted other states in creating their own.

In addition to this free practice test web site we offer a complete preparation package for sale with a discount!

Our complete NMLS test preparation video is being resold by many major industry vendors.

Purchase it by clicking the below banner. Use the discount code and we will guarantee that you will pass your NMLS national component test on the first attempt or your money back and offer you a 20% discount!

NMLS Boot Camp Video

You must use the coupon code BOOTCAMP20 to receive the guarantee and a 20% discount.

After you purchase your video using this banner, we will guarantee that you will pass your NMLS national component test with a 100% refund of your purchase price if you take and do not achieve a passing score on the NMLS test. You must take the test at least 3 days and not more than 45 days after purchasing our video.

In the unlikely event that our video and its study material do not fully prepare you to pass the NMLS test, please fax your test results and a copy of your email receipt for purchase with a note requesting refund to 877.728.3403 and we will reverse your payment and refund you in full for the purchase price of this product. The person identified in the test results we receive must match the name given in the order that was placed. is recognized throughout the mortgage industry as the top training organization in the nation. We are an approved NMLS education provider and work with state associations to provide world class platform speakers, free education and membership growth.

More and more companies are realizing the value of bringing NMLS training on-site. Private training allows organizations to train an entire team or department with one unified learning experience, ensuring that everyone obtains the same knowledge and skills and allows your team to learn with real-world, mission-specific examples to ensure your companies success. Email us to schedule a course.

NMLS streamlines the licensing process for both regulatory agencies and the mortgage industry by providing a centralized and standardized system for mortgage licensing.
Their Resource Center is the official gateway into the Nationwide Mortgage Licensing System (NMLS) and provides users with tools, tips, news and updates. NMLS is sponsoring several web-based training workshops and has the information you need to ensure your smooth transition.

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